In the new environment where accelerating connectivity and increasing digital and contactless payments require being ahead of risk, therefore large international card and PCI networks have established strengthening the protection of encrypted keys in the exchange of information in the payment environment, in order to provide greater protection of sensitive data in the payment process.
In the new environment where accelerating connectivity and increasing digital and contactless payments require being ahead of risk, therefore large international card and PCI networks have established strengthening the protection of encrypted keys in the exchange of information in the payment environment, in order to provide greater protection of sensitive data in the payment process.
According to FELABAN, from 2018 to this year there have been attacks that have mostly focused on financial institutions, payment applications, processors, local payment networks
As the world faces the challenge of defeating the Covid-19 pandemic, cybercrime spreads like another pandemic. Putting this fight at risk, attacking our health, financial, services and government systems.
COVID-19 has imposed on us new ways to behave socially no one has ever imagined. It made us value daily activities that we once took for granted. The impact of COVID-19 on how users are interacting with ATM networks will never be the same and will set the tone for what is to come. Today, there is a question of how soon banks and financial institutions can swiftly provide a safer, secure and easier ATM interface that would require less physical interaction – fast.
The Chilean Financial Retail Company, carried out a successful migration of AZ7® from operating system version by using AzReplica, a product of CLAI PAYMENTS for data synchronization between IBM POWER I environments.
In the context of the covid-19 crisis, the importance of generating services that help people is critical for financial institutions and government.
In the process of banking and streamlining transactions in Guatemala, Banco Industrial implemented two new responses for its customers. In first step, it made available in its network of more than 1200 ATMs in Guatemala, the service of collection of remittances through a code sent to mobile devices and without the need to use cards, facilitating the collection of them to thousands of people in the country.
The multinational company, CLAI PAYMENTS® has stood out for maintaining the continuous commitment to innovation and the development of new and more solutions in payment applications for the financial and retail market throughout the region.
Congratulations to Banco Popular and De Desarrollo Comunal for the continuous process of innovation that it has developed during 2019 and that continues to grow.
Proudly CLAI PAYMENTS® in its new R&D office presented its new web-format indicator scheme on the capabilities of its Data Replication solution, which allow you to learn about the status of the cross-site data replication process, connectivity and alerts about local and remote Journals as well as excluded files and a dashboard of updated files in real time.
In an increasingly competitive world where the user experience is the value you get when you use our services when making an online purchase, getting money at a cashier, paying as comfortably and agilely as possible through devices non-contact and mobile etc; the fight against fraud, together with the continuous availability of our systems must be the foundation sits on this entire ecosystem of means of payment in the continuous evolution and that in the coming years will revolutionize how today the consumer behaves.
The evolution of the payments sector is considered one of the most mature in the adoption of security schemes due to the growth of 12% in cashless transactions (2016 -2017) and which will continue at a rate of 14% (2017 – 2022), according to the latest World Payment Repor report issued by the Capgemini Research Institute, and so proportionalto to this growth of digital payment alternatives are expanded the security controls that safeguard card-holders’ data and also the security of companies Financial.
The leading Holding of payment media platforms in the region opens a new technical support headquarters in El Salvador. With this, it has a direct presence in nine countries and operations in seventeen. The goal is to provide closer attention to its customers and continue its international expansion.
CLAI Payments®, as part of the IBM Partner team, has registered its platforms, and IBM validated these solutions through their Global Solutions Directory, a worldwide platform that grants IBMs clients access to validated platforms to technology projects efficiently. Find AZ7®, the best payment platform, and PAYTESTER®, a solution for test and simulations development, within this directory.
The most important banking technology congress, CLAB, will be sponsored by the technology holding CLAI Payments®, in which it will be participating in the commercial show, stand L2. CLAI Payments® will be doing testing solutions and channel simulator demonstrations through its platform PAYTESTER®, case studies presentations of the exclusive Active-Active scheme and the payment solutions that have been integrated throughout the continent and have ranked it as the top payment platform of the region.
Promerica Bank, El Salvador, compromised with giving avant-garde technologies to its customers aiming to ease up their payments and operations, has integrated a service availability assurance through PARTNERDESK®, a scheme which allows the bank to keep complete and predictive control of its transactional systems, monitoring the operation and aiding with the payment systems attention at the same time.
Compromised with the environment, CLAI PAYMENTS® Chile and its collaborators made part of the reforestation campaign which took place in the main lung of the Chilean capital, the Parquemet, where more than 2.000 native trees were planted, together with 200 volunteers.
AZ7® has been validated again as a certified payment platform under the strict PCI security standards, in compliance with PCI SCC, with help and company from ISEC Auditors, renowned informatic systems security consultancy enterprise, located in Barcelona, Spain.
Last June the 28th, the celebration of the Tenth anniversary of establishment and operations of CLAI PAYMENTS® Guatemala office took place at Pecorino restaurant in Guatemala.
IBM has announced that they will withdraw native support to the SNA and Legacy Protocol adapters such as X.25, this since version 7.4 of IBM i® Operative System.
Digital transformation is a fact and within this, development and simplification of interfaces play a significant role. In payment’s transactional world, control over quality, speed and payment platforms security is needed, these factors must be tended in real-time, on a reliable platform that allows obtaining all aspects that guarantee continuity on your business and produce high availability of services to your customers.
Banrural is now the bank with the highest growth in Honduras. It’s expansive strategy results in more than 400 service points, 100 agencies nationwide, a 50 ATM network (with an expected growth of 100 ATMs this year), over 6000 POS, all this in their first 2 years. With this kind of strategy on the move, Banrural now plans to bring high-quality products to their customers, integrating a transactional switch is the first and most important sept they took, looking for a fast and excellent service to back their products. Banrural has allied with Grupo CLAI and it’s flag product AUTORIZA7®, opening the doors of success in this endeavor, with direct processing of their transactions with the leading franchises and their own Hosts.
CLAI Group through its expansion strategy opens a new head datacenter in Massachusetts, USA, aiming to give new services to al the region
Banco de Crédito e Inversiones of Chile (BCI) asserted 100% acquisition of the entities that made up the financial services of Walmart, including the issuing and operation of the Líder MasterCard.
CLAI needs to keep its clients protected with a robust fraud prevention technology so, in addition to the recently acquired PA-DSS certification by PCI, it maintains and generates continuous improvements, preventing fraudulent transactions.
Those who are in charge of the complex task of modernizing the architecture and functionality of the ATM network are faced with an increasingly complex decision-making environment and, without the right vision, many of these processes fail or result in a network with an architecture that is more difficult to understand, more costly to operate, with more dependencies on third parties and with a high degree of slowness in adding or modifying transactions. Through this article, we will address the challenges of modernization and the recommendations for doing so adequately.
Falabella Chile has set a milestone in the implementation of electronic payments with Google Pay. The retail giant has taken a step forward in the sector by connecting to the world of electronic payments and facilitating the payment interaction of its customers with Google Pay and VISA.
Additionally, the study presents the increase in implementations of systems for disaster recovery, based on the implementation of High Availability, a scheme that facilitates attention in the event of a natural disaster or failure, but loses sight of the possibility of increasing the productivity of the IBM i platform and the transactional scheme of a company.
All these aspects are more than avoidable today, CLAI Group with its ACTIVO-ACTIVO system has developed an entire scheme that facilitates the implementation of continuous evolution of payment platforms, on any day and at any time, without ceasing to provide services or affect customer service, in addition to facilitating, with proven methods to certify without dependencies, their new services and effectively prove the proper functioning.
Exclusively for AUTORIZA7® users, CLAI Group offers its customers a measurement service that allows determining the maximum working capacity (TPS) of the productive servers. The service consists of a meticulous observance process regarding the consumption of resources by transactions, where technical measurements will allow the identification of the actual use of resources in a determined period and, in this way, determine according to the number of active cores, how many TPSs would support the machine without passing the recommended quota of 85% CPU.
Grupo CLAI will participate on November 11 at the Annual Meeting of Felaban, one of the events that bring together the top management of the banking sector in Latin America. In the framework of the event, the technological advances that generate value on the transactional services scheme in booth 32 will be presented, such as:
Generating a scheme of control, monitoring and continuous administration of everything that implies the possession of an ATM network is a challenge for financial institutions, which must not only verify the availability but also the security and integration of all processes online and back office.
Grupo CLAI, the regional leader in transactional solutions for the Financial Sector, by its model of close attention to clients, is proud to inform that it has launched on March 9 its new service office in Houston, Texas, which will be operating from now on.
An objective view on the technological trends and the influence in the sector on the fashions that must be approached with skepticism and reasonableness,
More than the management of your devices, to manage an ATM network and make it profitable, it is necessary to have a tool that enables sending configurations, the identification of alarms, the availability of each one of your ATMs and the administration of the money that your devices have, all this being done independently adjusting to the needs of your business.
IBM has managed to leave more than a mark in the history of mission-critical, best-performing and most trusted systems in the market. The AS/400 today called Power i is the platform that has combined all the necessary factors to provide the best performance, security and low ownership cost, thus generating one of the platforms with the largest followers and also with a high market penetration.
Today it is more than necessary to make sure that a payment platform supports high amounts of transactions, and above all that it can respond to thousands or millions of customers at any given time.
In its eighteenth edition, PowerUp18, the flagship event of the world’s largest professional association of users of IBM technology, Common; CLAI GROUP stood out with the boom of the Active-Active scheme, generating a revolution in the mix of its solutions with IBM; in addition to the presentation of the integrated cryptographic attention scope offered by the group through its AUTORIZA7® platform.
Banco Popular has successfully implemented its transactional switch, in alliance with CLAI Group and its representation in Costa Rica. This important advance has allowed Banco Popular to be at the forefront and quickly implement new services in its network, as an independent and complete administration of its ATM network; proving once again the unbeatable Time to Market provided by AUTORIZA7® in payment platforms and complete integration of transactional processes.
For the second consecutive year, KPMG recognized global audit network has certified the development and support processes currently used by the CLAI Group to guarantee compliance with the security requirements of PA-DSS under the PCI standard.
One of the determining factors in a secure payment platform is to have sufficiently robust encryption algorithms to prevent the intrusion of fraudulent movements or theft of sensitive information from the cardholders.
For CLAI Group, it has been of great importance to orient our service to our customers as well as to the human capital that accompanies us, since having a harmonious environment is vital to build a successful external service environment.
One of the factors that allow a company in the financial sector to quickly implement services that are at the forefront of the market and its environment, is to have a key ally that provides the tools to move quickly and, additionally, does not delay in its attention to its requirements, either due to adjustment problems with your time zone or due to the distance in the language of the parties.
CLAI Group, specialists in the development of technological platforms for payment systems, will sponsor the next International Financial Conference on Innovation and Technology in its XVII version, which will take place in Miami, Florida, at the Intercontinental Hotel from next August 30.
On July 14 and 15, the CLAI Talks was held in the city of Panama, an event that focuses on the exhibition of innovative projects that Grupo CLAI has been implementing throughout the Americas.
We are pleased to inform that CLAI Group will participate in the Digital Tour Americas 2017, an event focused on innovation and analysis of emerging technologies, as well as digital convergence and the interaction of the final consumer and the banking sector.
Regarding the security of information, and the vulnerabilities exposed in recent days, reflected through the global cyber attack and new threats of greater magnitude, account for the need to generate strategies and good practices that eradicate the risks, that give, as a result, avoid exposure and worry.
We are pleased to inform you that CLAI Group participated in Payments 2017, an event that marks a trend in the generation of fast, practical and innovative payment solutions, which took place in Austin, Texas, on April 23 and that had more than 2500 attendees and more than 80 companies. CLAI presented its new solution for the development of transactional tests that allow managing the preparation and planning of agile payment platforms that can process more transactions quickly and efficiently.
The digital era has generated changes in everything, how we think, how we socialize, how we live and almost all other aspects that touch our daily life. It’s all about being connected, with the right information, the right access at the right time. The monthly payments are executed without human intervention, and with the IoT scheme, the need to adopt CNP accelerates; all you have to do is decide where to spend. Payment systems are revolutionized to capture the moment and ensure a purchase easily, quickly and painlessly. Behind every successful payment and shopping experience, there is a complex life cycle of the payment system; a complexity that inexorably grows next to the constant changes that come with new rules and regulations, innovation, maintenance or simply normal application. Ensuring that your payment system is tested is very important in the future of your organization.
A complete payment testing environment was launched, allowing organizations to quickly perform stress tests and understand the limits of payment systems, while providing an agile testing environment and independent; giving continuity to the generation of payment solutions in Latin America; Grupo CLAI and CleverIS ™ now offer a proven and powerful payment testing solution in North America.