Banking payment solutions Merchant payment solution Payment processors networks solutions Travel and Transportation Solutions

Enterprise payment solution AZ7 Encryption as a services Everycard card management system Payment system test solution Project and evolutionary management

Payment hub Payment switch ATM management solutions Debit and credit card management Point of sale software solutions Payment authorization & standin Communication & integration Test Solution and Payment Simulator Data replication Cores migrator

What makes us different What drives us

Intelligent routing

Route every transaction to the optimal path in real time.

Home » Intelligent Payment Routing

Automate transactional decisions with adaptive logic, full visibility, and optimized performance.

In today’s financial environment, every second and every decision matters, impacting efficiency and profitability.

Therefore, intelligent transaction routing is essential.

CLAI PAYMENTS® Technologies’ AZ7® is a comprehensive solution for transaction management. It allows you to dynamically define, execute, and adjust processing routes based on business rules, operational priorities, and strategic objectives.

Automatic decisions, optimal results!

CLAI PAYMENTS® Technologies intelligent routing system is a strategic optimization tool that acts as the decision center of your payment architecture. It allows you to select the most efficient, secure, and profitable path for each transaction according to variables such as channel, acquirer, franchise, product type, location, schedule, and more.

This translates into:

Lower rejection rate.

Reduced processing costs.

Increased operational availability.

Better experience for the end customer.

What makes routing a competitive advantage for your business?

Imagen representativa de tarjetas bancarias con tecnología moderna, ideal para ilustrar la evolución digital en la emisión y control de tarjetas dentro del core bancario.

Dynamic rules by channel, product, or entity

Define routes by card type, amount, network, merchant type, risk, location, and other variables.

Visual de una plataforma digital que representa el motor avanzado de procesamiento de datos para la modernización de sistemas core de tarjetas bancarias.

Multi-channel compatibility

Execute intelligent routes from point-of-sale (POS) systems, automated teller machines (ATMs), apps, e-commerce, and wallets, among other channels.

Imagen que representa la gestión integral de tarjetas en plataformas core, abarcando procesos de emisión, control y administración financiera.

Automatically optimize according to failures or external conditions

Automatically route in case of network downtime, operational failures, or high transactional load.

Proteja sus transacciones electrónicas con TR-31 Key Block. Asegure el cifrado de claves y el cumplimiento normativo en pagos digitales.

There is full integration with AZ7® and EVERYCARD®

Use routing as a natural extension of your core card and payment operations.

Routing is adaptable to your business logic.

Every company has a unique model. Therefore, the Intelligent Routing solution from CLAI PAYMENTS® Technologies is fully configurable and adaptable to your business operations without the need for complex development. Rules can be updated in real time with scenario validation and monitoring.

This level of autonomy enables your operations and sales teams to respond quickly to new products, regulations, or network failures.

Tangible results for your transactional operations

Operational intelligence is not the future. It is now.

With over 30 years of experience supporting banks, fintechs, and issuers in the region, CLAI PAYMENTS® Technologies has integrated intelligent routing into a comprehensive payments ecosystem that connects efficiency with scalability in highly demanding environments.