Reconciliation and settlement of transactions are essential processes to ensure the operational and financial stability of any payments ecosystem.
As transaction volumes grow, the number of participants increases and business models become more complex, these processes evolve from administrative tasks into critical points of control, efficiency and profitability.
RECONPRIME® is a specialized reconciliation and settlement solution designed as automated reconciliation software to automate, standardize and optimize transactional processes across all actors in your network. Through a flexible and independent approach, the solution enables the management of transaction reconciliation, data comparison, settlement execution and report generation with card schemes, processors, proprietary networks and any entity involved in transactional exchanges.
By operating as automated reconciliation software, RECONPRIME® eliminates reliance on manual processes, reduces reprocessing and minimizes the risks associated with operational errors in payment reconciliation and settlement. Each participant can be managed under its own reconciliation and settlement schemes, respecting business rules, statement formats and commercial agreements, delivering full autonomy and agility to the operation.
RECONPRIME® enables end-to-end automated transactional reconciliation processes, positioning itself as robust automated reconciliation software that covers everything from statement ingestion to final settlement. The solution compares, validates and reconciles transactions from multiple sources, ensuring consistency, traceability and visibility at every stage of the process.
This automation not only reduces operational turnaround times but also enhances financial control by enabling the identification of discrepancies, the management of adjustments and the timely handling of exceptions. RECONPRIME® adapts seamlessly to both centralized and distributed operating models, supporting business evolution without technological friction.
The solution provides an intuitive and highly configurable environment that enables the simultaneous management of multiple networks and participants. This capability is critical for organizations operating under different roles, issuer, acquirer or mixed, and requiring differentiated reconciliation and settlement schemes.
Thanks to this flexibility, RECONPRIME® supports the onboarding of new partners, the adjustment of commercial conditions and the evolution of operational workflows without disrupting service continuity, reinforcing the scalability and sustainability of the payments ecosystem.
RECONPRIME® integrates reconciliation, clearing and settlement processes into a single platform, allowing organizations to accurately calculate amounts to be collected or paid among interchange participants. The solution facilitates the determination of net settlement positions and automates the calculation of network traffic fees, switch services and business-specific conditions.
In addition, analytical tools enable the evaluation of transactional profitability, providing strategic insights that support executive decision-making and the continuous optimization of the operating model.
RECONPRIME® operates under strict security and compliance standards, including PCI, ensuring the protection of sensitive information and the integrity of transactional data. This security framework strengthens trust among network participants and supports compliance with local and international regulatory requirements.
Reconciliation and settlement evolve from reactive processes into strategic enablers of growth and trust across the payments ecosystem.
Capable of executing large-scale reconciliation and settlement processes, handling thousands or millions of transactions with high levels of performance, accuracy and availability.
Provides full visibility into every transaction, facilitating accountability with clients, partners and regulatory authorities while reducing operational uncertainty.
Centralizes reconciliation, clearing, settlement and profitability analysis within a single platform, seamlessly integrating with your broader payments technology ecosystem.
