Centralize payment encryption, tokenization, and cryptographic key management.
Home » Payment Encryption, Tokenization and Key Management | CRYPTGRID™
CRYPTGRID™ protects your sensitive payment data with encryption, tokenization, and cryptographic key management - delivered as a service, in the cloud or on-prem. FIPS 140-2 Level 4. PCI DSS 4.0 ready.
Built to support payment-security and compliance requirements.
FIPS 140-2 Level 4
PCI-SSS
GDPR-aligned
Download the overview
PCI DSS 4.0 is mandatory. Standing up your own HSMs is expensive — and it ages fast.
Since March 2025, PCI DSS 4.0’s stronger requirements for encryption, tokenization, and key management are mandatory, and non-compliance may result in contractual penalties, remediation costs, increased audit requirements, and in some cases restrictions on payment card processing. For a community bank or credit union, buying and maintaining hardware security modules and a compliant key-management scheme is a heavy capital cost – and that hardware becomes obsolete on someone else’s timeline.
Turn a capital cost and an audit headache into a predictable service.
CRYPTGRID™ delivers full cryptography as a service — storage, handling, encryption, and protection of your sensitive data — managed in the cloud or on-premise. It supports configured cryptographic methods including AES, TDES, RSA, hashing, and tokenization, distributes cryptographic workloads automatically, and gives you complete coverage of encryption services while supporting applicable payment-security and data-protection requirements. Reduce the need for customer-owned cryptographic hardware where the approved architecture permits.
Certified.
Meets the highest international standards, so you can operate in the cloud without second-guessing compliance.
Cost efficient.
Reduce capital investment in customer-owned cryptographic hardware.
Flexible.
Integrate quickly, with continuous availability, from anywhere.
Secure.
Protects sensitive data through multiple, rigorous encryption techniques.
High performance.
Handles large transaction loads through parallel cryptographic processing.
Future-proof.
Get state-of-the-art HSM-grade capabilities without the obsolescence of physical hardware.
Encryption methods supported:
AES
Advanced Encryption Standard, symmetric block cipher (128/192/256-bit) for high-sensitivity data.
TDES
Triple DES, efficient for payment systems such as EMV.
RSA
Public-key cryptography for digital signatures and secure exchange.
HASH
one-way hashing to protect credentials without storing them in the clear.
Plus: tokenization to reduce PCI scope, and centralized cryptographic key management — deployed in the cloud or on-premise.
How it works
Integrate CRYPTGRID via service — cloud or on-prem — with no HSM hardware to procure.
Encrypt, tokenize, and manage keys across your payment data using the methods your systems require.
Operate against PCI-SSS and GDPR standards with FIPS 140-2 Level 4 infrastructure behind you.
WHY CLAI
For 35 years, CLAI Payments Technologies has protected sensitive information for financial institutions across Latin America. CRYPTGRID brings that same security discipline to the U.S. as a service — so a lean team can meet PCI DSS 4.0 without building and staffing an HSM operation.


