Companies in the financial industry live with a constant question: how to turn a payment ecosystem into an innovative scheme?
The search for the answer is the main objective of the work in the current payments market, specifically in Latin America, where innovation is fundamental to remain top of mind for users.
In an executive brunch with financial exponents in Peru, IBM® and CLAI PAYMENTS® Technologies discussed how to consolidate payment channels and networks and manage end-to-end transactions considering the new technologies that are growing every day in the region, especially in Peru where it is leading a revolution in digital payments with new banking systems driven by its central banks.
The conversation, led by Francisco Marambio, Regional Business Manager of CLAI PAYMENTS® Technologies and Fernando Meza, General Manager of CLAI PAYMENTS® Technologies Peru, focused on providing a necessary and vital context of the financial market in the specific environment of the country, where, from 2018 to 2022 it was possible to visualize an exponential and significant growth in the number of digital payments with a 295% increase in them, being considered one of the leading countries in the sector of payments and transfers associated with Fintech.
In addition to this scenario, digital media such as digital wallets and cards in non-face-to-face channels have increased strongly in recent years, which has generated that Peru is listed as an innovative country in the region, with digital payment systems such as BIM, a digital wallet that can be used by unbanked people, but, behind this potential, what challenges must the financial sector assume to continue operating and ensuring the reliability and security of its users without ceasing to innovate?
The keys and challenges of this technological adaptation process lie in implementing digitalization and modernization schemes without losing sight of the agility, efficiency and adaptability of its transactional schemes, creating resilient payment ecosystems that adapt to the environment, comply with international standards and ensure a good payment experience along with powerful security schemes.
How to achieve this goal in an agile way and stand out in a competitive market?
- With adaptive and scalable environments, through a dynamic scheme that allows you to quickly integrate new services, processing and efficient communication.
- With governance and a simplified operation that allows you to streamline your operation with the solid foundation of a robust ecosystem.
- With cost optimization that leads you to maximize your ecosystem administration and maintenance resources and provide technological efficiency to your ecosystem.
- With automation, one of today’s most important tools, which in addition to allowing you to evolve quickly in the payments market, will help you to implement evolutionary, to leverage your architecture and your QA processes.
Peru is one of the countries that is taking advantage and promoting new technologies for the integration of digital payments in the financial industry, however, it is a fact that the entire region is growing exponentially to new payment technologies.
At CLAI PAYMENTS® Technologies we can be your ally in the process of transformation and innovation of your company, let us help you obtain an agile and efficient transactional scheme, without neglecting compliance and end-to-end security.
See some success stories here
If you would like to learn more about any of our solutions or contact our specialized team, please leave us your contact information below.
